You acknowledge, agree, and authorize that Cash Advance & Loans: FirstFed, along with its partners, service providers, or authorized agents (collectively referred to as "we," "us," or "our"), may obtain your credit report from one or more consumer reporting agencies, including but not limited to TransUnion, Experian, Equifax, or Clarity.

We may use your credit report for any legally permissible purpose, including:

• Verifying and authenticating your identity based on the information you provide;
• Evaluating your creditworthiness and identifying loan products or services that may be available to you;
• Assessing your current debt-to-income ratio; and
• Obtaining your credit score.

When you check your rates or review loan offers through Cash Advance & Loans: FirstFed, we may conduct either a soft or hard inquiry on your credit report, which could affect your credit score.